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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,096 | $105,856-87.6% | $90,161-85.5% | $147,586-91.1% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 16.67% | 37.63%-21.0pp | 34.89%-18.2pp | 578.59%-561.9pp |
| Employer contribution / active EE | $4,049 | $4,126-1.9% | $3,318+22.0% | $4,876-17.0% |
| Participant deferral / active EE | $1,267 | $5,733-77.9% | $5,287-76.0% | $5,439-76.7% |
| Admin fee / account holder | $742 | $8,046-90.8% | $5,943-87.5% | $10,886-93.2% |