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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,800 | $165,361-60.8% | $149,715-56.7% | $158,950-59.2% |
| Participation rate | 92.3% | 84.6%+7.7pp | 82.5%+9.8pp | 82.0%+10.3pp |
| Annual return | 8.18% | 348.24%-340.1pp | 276.66%-268.5pp | 302.91%-294.7pp |
| Employer contribution / active EE | $1,194 | $5,103-76.6% | $4,645-74.3% | $4,762-74.9% |
| Participant deferral / active EE | $3,058 | $7,182-57.4% | $6,842-55.3% | $5,983-48.9% |
| Admin fee / account holder | $6,192 | $10,808-42.7% | $9,310-33.5% | $11,248-45.0% |