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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,112 | $54,239-53.7% | $70,098-64.2% | $68,495-63.3% |
| Participation rate | 42.4% | 64.5%-22.1pp | 70.5%-28.1pp | 67.9%-25.5pp |
| Annual return | -14.38% | -13.87%-0.5pp | 190.76%-205.1pp | -7.84%-6.5pp |
| Employer contribution / active EE | $741 | $2,019-63.3% | $2,560-71.1% | $2,596-71.5% |
| Participant deferral / active EE | $1,091 | $2,957-63.1% | $3,849-71.7% | $4,028-72.9% |
| Admin fee / account holder | $7,766 | $4,691+65.6% | $6,266+24.0% | $5,403+43.7% |