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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,826 | $217,427+8.9% | $185,837+27.4% | $167,518+41.4% |
| Participation rate | 64.3% | 86.0%-21.8pp | 81.7%-17.4pp | 82.1%-17.8pp |
| Annual return | 11.33% | 148.39%-137.1pp | 122.08%-110.7pp | 478.71%-467.4pp |
| Employer contribution / active EE | $2,570 | $5,874-56.2% | $5,168-50.3% | $4,838-46.9% |
| Participant deferral / active EE | $4,717 | $6,357-25.8% | $5,568-15.3% | $6,342-25.6% |
| Admin fee / account holder | $0 | $19,816-100.0% | $16,241-100.0% | $12,312-100.0% |