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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 06-1050034 | Contract Administrator | $47,027 |
GREENSPRING ADVISORS, LLC1+ years Filed as: GREENSPRING WEALTH MANAGEMENT INC Service code 27 · EIN 20-8052881 | Advisory (Plan) | $30,750 |
SMITH & HOWARD, PC1+ years Filed as: SMITH & HOWARD Service code 10 · EIN 58-1250486 | Accounting | $11,000 |
GREENSPRING ADVISORS, LLC1+ years Filed as: GREENSPRING WEALTH MANAGEMENT, INC. Service code 27 · EIN 20-1611389 | Advisory (Plan) | $10,250 |
Filed as: THE PRUDENTIAL INSURANCE COMPANY OF Service code 15 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,136 | $46,360+31.9% | $147,617-58.6% | $52,331+16.8% |
| Participation rate | 97.2% | 64.9%+32.2pp | 84.6%+12.5pp | 68.1%+29.0pp |
| Annual return | -1.01% | 1.62%-2.6pp | 61.98%-63.0pp | 4.54%-5.5pp |
| Employer contribution / active EE | $4,105 | $2,126+93.1% | $5,564-26.2% | $1,882+118.2% |
| Participant deferral / active EE | $3,936 | $2,258+74.4% | $4,895-19.6% | $3,022+30.2% |
| Admin fee / account holder | $327 | $766-57.4% | $11,612-97.2% | $592-44.8% |