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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,831 | $72,404-86.4% | $110,243-91.1% | $64,173-84.7% |
| Participation rate | 75.7% | 73.3%+2.3pp | 79.8%-4.1pp | 69.6%+6.1pp |
| Annual return | 3.35% | -6.29%+9.6pp | 314.76%-311.4pp | 7.63%-4.3pp |
| Employer contribution / active EE | $1,883 | $2,282-17.5% | $3,827-50.8% | $2,381-20.9% |
| Participant deferral / active EE | $3,263 | $3,469-5.9% | $4,672-30.2% | $3,470-6.0% |
| Admin fee / account holder | $1,209 | $5,664-78.7% | $8,548-85.9% | $4,887-75.3% |