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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,763 | $156,398-87.4% | $147,318-86.6% | $138,895-85.8% |
| Participation rate | 55.6% | 83.8%-28.2pp | 82.1%-26.5pp | 79.9%-24.4pp |
| Annual return | 14.32% | 78.75%-64.4pp | 70.43%-56.1pp | 145.39%-131.1pp |
| Employer contribution / active EE | $1,082 | $4,853-77.7% | $4,593-76.4% | $4,194-74.2% |
| Participant deferral / active EE | $2,727 | $8,237-66.9% | $7,906-65.5% | $6,396-57.4% |
| Admin fee / account holder | $469 | $14,976-96.9% | $13,708-96.6% | $12,562-96.3% |