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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,612 | $89,367-64.6% | $141,191-77.6% | $72,975-56.7% |
| Participation rate | 81.5% | 75.1%+6.4pp | 82.5%-1.0pp | 69.5%+12.0pp |
| Annual return | 23.69% | 111.87%-88.2pp | 71.41%-47.7pp | 81.01%-57.3pp |
| Employer contribution / active EE | $4,392 | $3,115+41.0% | $4,736-7.3% | $2,440+80.0% |
| Participant deferral / active EE | $1,534 | $5,419-71.7% | $6,710-77.1% | $3,608-57.5% |
| Admin fee / account holder | $1,301 | $5,957-78.2% | $10,264-87.3% | $5,124-74.6% |