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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,238 | $82,674+122.8% | $125,381+46.9% | $68,486+169.0% |
| Participation rate | 79.3% | 75.1%+4.2pp | 82.4%-3.1pp | 67.9%+11.4pp |
| Annual return | -17.34% | -5.97%-11.4pp | 572.31%-589.6pp | -7.85%-9.5pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $13,240 | $6,111+116.7% | $7,448+77.8% | $4,028+228.7% |
| Admin fee / account holder | $47,211 | $6,277+652.1% | $10,007+371.8% | $5,404+773.7% |