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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,156 | $98,776+149.2% | $149,745+64.4% | $79,856+208.3% |
| Participation rate | 73.9% | 75.8%-1.9pp | 82.5%-8.6pp | 69.6%+4.3pp |
| Annual return | 17.18% | 27.38%-10.2pp | 276.72%-259.5pp | 31.71%-14.5pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $11,241 | $5,681+97.8% | $6,843+64.3% | $3,741+200.5% |
| Admin fee / account holder | $20,834 | $6,053+244.2% | $9,312+123.7% | $5,306+292.6% |