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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,716 | $95,188-91.9% | $76,518-89.9% | $135,379-94.3% |
| Participation rate | 83.3% | 74.4%+8.9pp | 68.0%+15.3pp | 82.6%+0.7pp |
| Annual return | -7.72% | 4.85%-12.6pp | -0.27%-7.5pp | 519.79%-527.5pp |
| Employer contribution / active EE | $906 | $3,303-72.6% | $2,647-65.8% | $4,779-81.0% |
| Participant deferral / active EE | $1,584 | $4,640-65.9% | $3,836-58.7% | $5,609-71.8% |
| Admin fee / account holder | $673 | $6,249-89.2% | $4,849-86.1% | $10,828-93.8% |