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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,580 | $93,064-91.9% | $74,577-89.8% | $273,972-97.2% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 8.84% | 26.18%-17.3pp | 20.47%-11.6pp | 41.46%-32.6pp |
| Employer contribution / active EE | $1,663 | $3,160-47.4% | $2,525-34.1% | $4,869-65.8% |
| Participant deferral / active EE | $3,118 | $4,160-25.0% | $3,458-9.8% | $5,287-41.0% |
| Admin fee / account holder | $2,360 | $5,273-55.2% | $4,138-43.0% | $10,133-76.7% |