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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,068 | $84,236+87.6% | $170,435-7.3% | $70,126+125.4% |
| Participation rate | 81.0% | 70.8%+10.1pp | 83.6%-2.6pp | 69.5%+11.4pp |
| Annual return | 10.35% | 23.06%-12.7pp | 205.94%-195.6pp | 73.15%-62.8pp |
| Employer contribution / active EE | $2,540 | $3,387-25.0% | $5,432-53.2% | $2,343+8.4% |
| Participant deferral / active EE | $4,320 | $3,086+40.0% | $4,939-12.5% | $3,332+29.6% |
| Admin fee / account holder | $2,802 | $5,698-50.8% | $13,881-79.8% | $4,645-39.7% |