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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,498 | $82,674-59.5% | $125,363-73.3% | $68,495-51.1% |
| Participation rate | 81.0% | 75.0%+5.9pp | 82.4%-1.4pp | 67.9%+13.1pp |
| Annual return | -17.41% | -5.97%-11.4pp | 572.15%-589.6pp | -7.84%-9.6pp |
| Employer contribution / active EE | $2,106 | $3,382-37.7% | $4,815-56.3% | $2,596-18.9% |
| Participant deferral / active EE | $3,253 | $6,111-46.8% | $7,447-56.3% | $4,028-19.2% |
| Admin fee / account holder | $2,649 | $6,276-57.8% | $10,005-73.5% | $5,403-51.0% |