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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,919 | $99,345+46.9% | $84,753+72.2% | $273,972-46.7% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 5.34% | 22.93%-17.6pp | 22.78%-17.4pp | 41.46%-36.1pp |
| Employer contribution / active EE | $87 | $4,214-97.9% | $3,574-97.6% | $4,869-98.2% |
| Participant deferral / active EE | $12,470 | $4,270+192.1% | $3,712+235.9% | $5,287+135.9% |
| Admin fee / account holder | $9,056 | $6,645+36.3% | $5,333+69.8% | $10,133-10.6% |