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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,562 | $198,462+89.2% | $170,439+120.4% | $147,585+154.5% |
| Participation rate | 85.7% | 88.0%-2.3pp | 83.6%+2.1pp | 82.8%+2.9pp |
| Annual return | 8.14% | 257.30%-249.2pp | 205.94%-197.8pp | 578.58%-570.4pp |
| Employer contribution / active EE | $3,093 | $6,184-50.0% | $5,433-43.1% | $4,876-36.6% |
| Participant deferral / active EE | $3,145 | $5,629-44.1% | $4,939-36.3% | $5,439-42.2% |
| Admin fee / account holder | $12,650 | $16,852-24.9% | $13,881-8.9% | $10,886+16.2% |