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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,034 | $181,896+64.9% | $156,551+91.7% | $273,972+9.5% |
| Participation rate | 85.7% | 88.4%-2.7pp | 84.0%+1.7pp | 83.0%+2.7pp |
| Annual return | 6.21% | 30.74%-24.5pp | 32.23%-26.0pp | 41.46%-35.2pp |
| Employer contribution / active EE | $3,279 | $6,248-47.5% | $5,501-40.4% | $4,869-32.6% |
| Participant deferral / active EE | $3,477 | $5,550-37.3% | $4,871-28.6% | $5,287-34.2% |
| Admin fee / account holder | $3,024 | $15,560-80.6% | $13,028-76.8% | $10,133-70.2% |