Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC2 years Service code 15 · EIN 11-3665754 | Recordkeeping | $10,904 |
NFP RETIREMENT INC4 years Filed as: SFI ADVISORS ( NFP SECURITIES INC.) Service code 27 · EIN 26-4775152 | Advisory (Plan) | $8,007 |
TD AMERITRADE, INC.1 year Service code 33 · EIN 82-0543156 | Securities brokerage; Direct payment ... | $132 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,381 | $89,652-55.0% | $141,191-71.4% | $65,185-38.1% |
| Participation rate | 25.9% | 74.7%-48.8pp | 82.5%-56.6pp | 70.2%-44.3pp |
| Annual return | 24.67% | 32.79%-8.1pp | 71.41%-46.7pp | 29.38%-4.7pp |
| Employer contribution / active EE | $566 | $3,065-81.5% | $4,736-88.0% | $2,177-74.0% |
| Participant deferral / active EE | $2,673 | $5,691-53.0% | $6,710-60.2% | $3,514-23.9% |
| Admin fee / account holder | $247 | $569-56.5% | $10,264-97.6% | $847-70.8% |