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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,684 | $73,988+251.0% | $96,538+169.0% | $75,177+245.4% |
| Participation rate | 70.6% | 66.4%+4.2pp | 74.3%-3.8pp | 67.2%+3.4pp |
| Annual return | 17.11% | 26.73%-9.6pp | 35.74%-18.6pp | 160.75%-143.6pp |
| Employer contribution / active EE | $2,403 | $2,930-18.0% | $3,740-35.8% | $2,671-10.0% |
| Participant deferral / active EE | $4,714 | $3,660+28.8% | $4,880-3.4% | $4,126+14.3% |
| Admin fee / account holder | $8,454 | $5,220+62.0% | $6,737+25.5% | $5,651+49.6% |