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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,657 | $65,367+304.9% | $92,915+184.8% | $72,976+262.7% |
| Participation rate | 81.3% | 68.3%+12.9pp | 76.0%+5.2pp | 69.5%+11.8pp |
| Annual return | 22.09% | 42.11%-20.0pp | 109.45%-87.4pp | 81.02%-58.9pp |
| Employer contribution / active EE | $2,442 | $2,594-5.8% | $3,653-33.2% | $2,440+0.1% |
| Participant deferral / active EE | $4,037 | $3,128+29.0% | $4,238-4.7% | $3,608+11.9% |
| Admin fee / account holder | $741 | $4,251-82.6% | $5,796-87.2% | $5,124-85.5% |