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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,747 | $162,136-70.6% | $152,301-68.6% | $154,746-69.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 15.01% | 91.02%-76.0pp | 80.50%-65.5pp | 172.34%-157.3pp |
| Employer contribution / active EE | $19,105 | $4,890+290.7% | $4,624+313.1% | $4,379+336.3% |
| Participant deferral / active EE | $752 | $8,341-91.0% | $8,004-90.6% | $6,730-88.8% |
| Admin fee / account holder | $383 | $15,759-97.6% | $14,398-97.3% | $14,365-97.3% |