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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,581 | $160,040-76.5% | $147,096-74.5% | $145,877-74.2% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 15.57% | 98.49%-82.9pp | 419.75%-404.2pp | 551.28%-535.7pp |
| Employer contribution / active EE | $18,284 | $5,289+245.7% | $4,936+270.4% | $4,663+292.1% |
| Participant deferral / active EE | $757 | $8,429-91.0% | $8,071-90.6% | $6,691-88.7% |
| Admin fee / account holder | $18,987 | $15,050+26.2% | $13,005+46.0% | $13,402+41.7% |