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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,975 | $168,635+13.2% | $147,617+29.4% | $125,389+52.3% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | 1.51% | 77.65%-76.1pp | 61.98%-60.5pp | 282.24%-280.7pp |
| Employer contribution / active EE | $22,269 | $6,252+256.2% | $5,564+300.2% | $4,866+357.6% |
| Participant deferral / active EE | $10,492 | $5,507+90.5% | $4,895+114.3% | $5,352+96.0% |
| Admin fee / account holder | $6,446 | $13,580-52.5% | $11,612-44.5% | $9,541-32.4% |