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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,886 | $117,846+6.0% | $102,434+21.9% | $145,884-14.4% |
| Participation rate | 50.0% | 78.6%-28.6pp | 76.5%-26.5pp | 80.3%-30.3pp |
| Annual return | 14.45% | 31.90%-17.4pp | 29.46%-15.0pp | 551.85%-537.4pp |
| Employer contribution / active EE | $1,044 | $3,615-71.1% | $3,023-65.5% | $4,662-77.6% |
| Participant deferral / active EE | $6,193 | $5,733+8.0% | $5,055+22.5% | $6,690-7.4% |
| Admin fee / account holder | $13 | $13,356-99.9% | $9,462-99.9% | $13,392-99.9% |