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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,340 | $110,240-8.1% | $96,544+5.0% | $139,487-27.3% |
| Participation rate | 46.7% | 78.1%-31.5pp | 76.0%-29.3pp | 80.3%-33.7pp |
| Annual return | 20.18% | 26.41%-6.2pp | 25.88%-5.7pp | 373.84%-353.7pp |
| Employer contribution / active EE | $1,038 | $3,622-71.3% | $2,966-65.0% | $4,755-78.2% |
| Participant deferral / active EE | $6,520 | $5,549+17.5% | $4,851+34.4% | $6,713-2.9% |
| Admin fee / account holder | $0 | $11,602-100.0% | $8,254-100.0% | $11,407-100.0% |