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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,886 | $117,895+5.9% | $102,460+21.9% | $145,897-14.4% |
| Participation rate | 50.0% | 78.6%-28.6pp | 76.5%-26.5pp | 80.3%-30.3pp |
| Annual return | 14.45% | 31.92%-17.5pp | 29.47%-15.0pp | 552.29%-537.8pp |
| Employer contribution / active EE | $1,044 | $3,619-71.2% | $3,025-65.5% | $4,663-77.6% |
| Participant deferral / active EE | $6,193 | $5,736+8.0% | $5,056+22.5% | $6,689-7.4% |
| Admin fee / account holder | $13 | $13,353-99.9% | $9,460-99.9% | $13,390-99.9% |