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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,873 | $112,121+14.0% | $95,960+33.3% | $158,966-19.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 21.37% | 171.16%-149.8pp | 91.63%-70.3pp | 302.95%-281.6pp |
| Employer contribution / active EE | $3,942 | $3,199+23.2% | $2,541+55.1% | $4,762-17.2% |
| Participant deferral / active EE | $5,860 | $4,784+22.5% | $4,167+40.6% | $5,983-2.1% |
| Admin fee / account holder | $3,531 | $10,135-65.2% | $6,797-48.1% | $11,250-68.6% |