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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,977 | $89,259+196.9% | $107,187+147.2% | $82,637+220.7% |
| Participation rate | 89.1% | 67.9%+21.2pp | 75.0%+14.1pp | 68.1%+21.0pp |
| Annual return | 19.30% | 21.02%-1.7pp | 204.55%-185.2pp | 53.51%-34.2pp |
| Employer contribution / active EE | $1,753 | $3,080-43.1% | $3,782-53.7% | $2,552-31.3% |
| Participant deferral / active EE | $11,989 | $4,037+197.0% | $5,096+135.3% | $4,126+190.6% |
| Admin fee / account holder | $3,588 | $7,381-51.4% | $9,162-60.8% | $7,339-51.1% |