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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,794 | $121,656-83.7% | $104,614-81.1% | $158,950-87.5% |
| Participation rate | 70.0% | 77.5%-7.5pp | 74.1%-4.1pp | 82.0%-12.0pp |
| Annual return | 23.60% | 465.51%-441.9pp | 340.56%-317.0pp | 302.91%-279.3pp |
| Employer contribution / active EE | $1,267 | $3,164-60.0% | $2,681-52.7% | $4,762-73.4% |
| Participant deferral / active EE | $3,501 | $4,177-16.2% | $3,739-6.4% | $5,983-41.5% |
| Admin fee / account holder | $702 | $7,775-91.0% | $6,464-89.1% | $11,248-93.8% |