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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,575 | $135,639+7.3% | $110,241+32.1% | $135,382+7.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | 21.60% | 513.21%-491.6pp | 314.75%-293.1pp | 519.77%-498.2pp |
| Employer contribution / active EE | $5,799 | $4,907+18.2% | $3,827+51.5% | $4,779+21.3% |
| Participant deferral / active EE | $4,005 | $5,507-27.3% | $4,672-14.3% | $5,609-28.6% |
| Admin fee / account holder | $5,729 | $11,457-50.0% | $8,548-33.0% | $10,829-47.1% |