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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,711 | $112,935-93.2% | $90,970-91.5% | $158,966-95.1% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 34.54% | 215.79%-181.2pp | 134.58%-100.0pp | 302.95%-268.4pp |
| Employer contribution / active EE | $1,198 | $2,895-58.6% | $2,122-43.6% | $4,762-74.9% |
| Participant deferral / active EE | $3,648 | $4,129-11.7% | $3,373+8.1% | $5,983-39.0% |
| Admin fee / account holder | $853 | $8,045-89.4% | $5,960-85.7% | $11,250-92.4% |