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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,318 | $97,550-75.1% | $120,344-79.8% | $87,485-72.2% |
| Participation rate | 91.2% | 72.8%+18.4pp | 76.7%+14.5pp | 68.9%+22.3pp |
| Annual return | 16.76% | 18.41%-1.7pp | 20.30%-3.5pp | 26.06%-9.3pp |
| Employer contribution / active EE | $2,143 | $2,291-6.5% | $3,020-29.0% | $2,596-17.5% |
| Participant deferral / active EE | $2,833 | $4,230-33.0% | $5,135-44.8% | $4,274-33.7% |
| Admin fee / account holder | $1,892 | $9,543-80.2% | $12,742-85.1% | $7,775-75.7% |