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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,809 | $80,992-84.2% | $96,534-86.7% | $75,173-83.0% |
| Participation rate | 88.9% | 71.8%+17.1pp | 76.0%+12.9pp | 67.2%+21.7pp |
| Annual return | 21.39% | 27.05%-5.7pp | 25.88%-4.5pp | 160.72%-139.3pp |
| Employer contribution / active EE | $1,966 | $2,283-13.9% | $2,965-33.7% | $2,671-26.4% |
| Participant deferral / active EE | $2,644 | $3,929-32.7% | $4,851-45.5% | $4,126-35.9% |
| Admin fee / account holder | $883 | $6,717-86.8% | $8,253-89.3% | $5,651-84.4% |