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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,318 | $104,098-76.6% | $140,514-82.7% | $94,015-74.1% |
| Participation rate | 91.2% | 73.7%+17.5pp | 77.8%+13.4pp | 70.8%+20.4pp |
| Annual return | 16.76% | 15.14%+1.6pp | 14.36%+2.4pp | 17.84%-1.1pp |
| Employer contribution / active EE | $2,143 | $2,388-10.3% | $3,378-36.6% | $2,790-23.2% |
| Participant deferral / active EE | $2,833 | $4,033-29.7% | $4,919-42.4% | $4,249-33.3% |
| Admin fee / account holder | $1,892 | $10,439-81.9% | $13,697-86.2% | $8,951-78.9% |