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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,013 | $138,114+89.0% | $125,391+108.2% | $134,545+94.0% |
| Participation rate | 72.7% | 84.5%-11.8pp | 82.4%-9.7pp | 81.2%-8.5pp |
| Annual return | -18.98% | 750.88%-769.9pp | 572.41%-591.4pp | 418.37%-437.3pp |
| Employer contribution / active EE | $2,805 | $5,246-46.5% | $4,816-41.8% | $4,742-40.8% |
| Participant deferral / active EE | $9,515 | $7,801+22.0% | $7,448+27.8% | $6,401+48.6% |
| Admin fee / account holder | $4,987 | $11,570-56.9% | $10,009-50.2% | $11,431-56.4% |