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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,404 | $165,399+27.2% | $149,745+40.5% | $158,982+32.3% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 17.37% | 348.34%-331.0pp | 276.72%-259.4pp | 302.99%-285.6pp |
| Employer contribution / active EE | $2,638 | $5,105-48.3% | $4,646-43.2% | $4,763-44.6% |
| Participant deferral / active EE | $10,120 | $7,183+40.9% | $6,843+47.9% | $5,983+69.1% |
| Admin fee / account holder | $1,041 | $10,811-90.4% | $9,312-88.8% | $11,252-90.7% |