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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,396 | $58,493+58.0% | $84,023+10.0% | $72,976+26.6% |
| Participation rate | 69.9% | 61.2%+8.7pp | 69.0%+0.9pp | 69.5%+0.4pp |
| Annual return | 17.62% | 28.93%-11.3pp | 71.32%-53.7pp | 81.02%-63.4pp |
| Employer contribution / active EE | $6,041 | $1,163+419.4% | $1,984+204.5% | $2,440+147.6% |
| Participant deferral / active EE | $1,485 | $2,394-38.0% | $3,239-54.2% | $3,608-58.8% |
| Admin fee / account holder | $9,267 | $4,569+102.8% | $6,102+51.9% | $5,124+80.8% |