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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,356 | $50,947+12.6% | $74,551-23.1% | $64,173-10.6% |
| Participation rate | 91.3% | 61.1%+30.2pp | 69.1%+22.1pp | 69.6%+21.7pp |
| Annual return | -4.98% | -1.85%-3.1pp | 32.53%-37.5pp | 7.63%-12.6pp |
| Employer contribution / active EE | $194 | $1,115-82.6% | $1,961-90.1% | $2,381-91.8% |
| Participant deferral / active EE | $1,346 | $2,302-41.5% | $3,108-56.7% | $3,470-61.2% |
| Admin fee / account holder | $3,169 | $4,221-24.9% | $5,059-37.4% | $4,887-35.2% |