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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,662 | $108,911+69.6% | $100,392+83.9% | $145,884+26.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.53% | 58.23%-44.7pp | 49.45%-35.9pp | 551.85%-538.3pp |
| Employer contribution / active EE | $16,077 | $4,420+263.8% | $3,941+307.9% | $4,662+244.8% |
| Participant deferral / active EE | $13,033 | $8,459+54.1% | $8,090+61.1% | $6,690+94.8% |
| Admin fee / account holder | $1,377 | $9,698-85.8% | $7,904-82.6% | $13,392-89.7% |