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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,957 | $107,941+9.3% | $91,994+28.2% | $152,909-22.9% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 13.47% | 89.28%-75.8pp | 69.04%-55.6pp | 345.46%-332.0pp |
| Employer contribution / active EE | $12,044 | $4,212+186.0% | $3,453+248.8% | $4,764+152.8% |
| Participant deferral / active EE | $11,216 | $6,366+76.2% | $5,924+89.3% | $5,851+91.7% |
| Admin fee / account holder | $326 | $10,521-96.9% | $7,744-95.8% | $11,601-97.2% |