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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,661 | $181,896+21.9% | $156,551+41.6% | $273,972-19.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 9.63% | 30.74%-21.1pp | 32.23%-22.6pp | 41.46%-31.8pp |
| Employer contribution / active EE | $7,135 | $6,248+14.2% | $5,501+29.7% | $4,869+46.5% |
| Participant deferral / active EE | $17,396 | $5,550+213.4% | $4,871+257.1% | $5,287+229.0% |
| Admin fee / account holder | $391 | $15,560-97.5% | $13,028-97.0% | $10,133-96.1% |