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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,115 | $106,008-13.1% | $92,240-0.1% | $147,586-37.6% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 10.45% | 50.05%-39.6pp | 176.29%-165.8pp | 578.59%-568.1pp |
| Employer contribution / active EE | $1,321 | $4,333-69.5% | $3,680-64.1% | $4,876-72.9% |
| Participant deferral / active EE | $1,755 | $4,478-60.8% | $3,897-55.0% | $5,439-67.7% |
| Admin fee / account holder | $666 | $6,333-89.5% | $5,194-87.2% | $10,886-93.9% |