See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: WISHIRE ASSOCIAGTES INC. USA Service code 26 · EIN 92-2755361 | Advisory (Participants) | $1,967 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO. USA Service code 15 · EIN 01-0233346 | Recordkeeping | $126 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,653 | $81,474-2.2% | $133,956-40.5% | $73,488+8.4% |
| Participation rate | 23.0% | 76.4%-53.3pp | 79.8%-56.8pp | 70.7%-47.6pp |
| Annual return | 30.32% | 19.40%+10.9pp | 45.09%-14.8pp | 28.51%+1.8pp |
| Employer contribution / active EE | $995 | $2,209-55.0% | $3,919-74.6% | $2,270-56.2% |
| Participant deferral / active EE | $1,288 | $3,786-66.0% | $5,048-74.5% | $3,740-65.6% |
| Admin fee / account holder | $379 | $713-46.8% | $8,927-95.8% | $513-26.1% |