Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO. USA Service code 15 · EIN 01-0233346 | Recordkeeping | $70 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,818 | $71,192+30.4% | $117,861-21.2% | $62,293+49.0% |
| Participation rate | 27.7% | 74.2%-46.5pp | 79.7%-52.0pp | 69.5%-41.8pp |
| Annual return | 18.24% | 18.66%-0.4pp | 335.11%-316.9pp | 28.90%-10.7pp |
| Employer contribution / active EE | $1,076 | $1,934-44.4% | $3,786-71.6% | $2,042-47.3% |
| Participant deferral / active EE | $1,344 | $3,189-57.9% | $4,482-70.0% | $3,169-57.6% |
| Admin fee / account holder | $403 | $587-31.3% | $8,021-95.0% | $479-15.9% |