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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,680 | $90,607-27.5% | $79,467-17.3% | $135,380-51.5% |
| Participation rate | 73.3% | 76.0%-2.7pp | 73.3%0pp | 82.6%-9.3pp |
| Annual return | -6.92% | 977.74%-984.7pp | 718.30%-725.2pp | 519.81%-526.7pp |
| Employer contribution / active EE | $1,228 | $3,068-60.0% | $2,800-56.1% | $4,779-74.3% |
| Participant deferral / active EE | $1,449 | $4,050-64.2% | $3,704-60.9% | $5,609-74.2% |
| Admin fee / account holder | $4,688 | $5,895-20.5% | $5,104-8.2% | $10,828-56.7% |