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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,467 | $109,872-51.3% | $98,483-45.7% | $167,536-68.1% |
| Participation rate | 82.4% | 75.8%+6.5pp | 73.3%+9.0pp | 82.1%+0.2pp |
| Annual return | 14.44% | 1959.31%-1944.9pp | 1494.38%-1479.9pp | 478.82%-464.4pp |
| Employer contribution / active EE | $1,805 | $3,225-44.0% | $2,961-39.0% | $4,839-62.7% |
| Participant deferral / active EE | $4,011 | $4,673-14.2% | $4,276-6.2% | $6,342-36.8% |
| Admin fee / account holder | $653 | $6,757-90.3% | $5,953-89.0% | $12,315-94.7% |