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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,805 | $90,607-64.9% | $79,467-60.0% | $135,380-76.5% |
| Participation rate | 63.2% | 76.0%-12.9pp | 73.3%-10.2pp | 82.6%-19.5pp |
| Annual return | -7.65% | 977.74%-985.4pp | 718.30%-726.0pp | 519.81%-527.5pp |
| Employer contribution / active EE | $1,297 | $3,068-57.7% | $2,800-53.7% | $4,779-72.9% |
| Participant deferral / active EE | $4,067 | $4,050+0.4% | $3,704+9.8% | $5,609-27.5% |
| Admin fee / account holder | $1,307 | $5,895-77.8% | $5,104-74.4% | $10,828-87.9% |