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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,786 | $101,063+58.1% | $81,473+96.1% | $147,586+8.3% |
| Participation rate | 53.8% | 74.5%-20.6pp | 68.0%-14.1pp | 82.8%-29.0pp |
| Annual return | 16.94% | 32.41%-15.5pp | 38.78%-21.8pp | 578.59%-561.7pp |
| Employer contribution / active EE | $1,794 | $3,206-44.0% | $2,568-30.2% | $4,876-63.2% |
| Participant deferral / active EE | $6,050 | $4,242+42.6% | $3,537+71.0% | $5,439+11.2% |
| Admin fee / account holder | $6,856 | $5,812+18.0% | $4,561+50.3% | $10,886-37.0% |