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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,452 | $93,064+27.3% | $74,577+58.8% | $273,972-56.8% |
| Participation rate | 58.3% | 74.9%-16.6pp | 68.1%-9.8pp | 83.0%-24.7pp |
| Annual return | 9.19% | 26.18%-17.0pp | 20.47%-11.3pp | 41.46%-32.3pp |
| Employer contribution / active EE | $2,578 | $3,160-18.4% | $2,525+2.1% | $4,869-47.1% |
| Participant deferral / active EE | $6,786 | $4,160+63.1% | $3,458+96.2% | $5,287+28.3% |
| Admin fee / account holder | $6,909 | $5,273+31.0% | $4,138+67.0% | $10,133-31.8% |