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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,325 | $112,121-7.0% | $95,960+8.7% | $158,966-34.4% |
| Participation rate | 85.7% | 79.0%+6.7pp | 77.1%+8.6pp | 82.0%+3.8pp |
| Annual return | 3.89% | 171.16%-167.3pp | 91.63%-87.7pp | 302.95%-299.1pp |
| Employer contribution / active EE | $1,847 | $3,199-42.3% | $2,541-27.3% | $4,762-61.2% |
| Participant deferral / active EE | $3,070 | $4,784-35.8% | $4,167-26.3% | $5,983-48.7% |
| Admin fee / account holder | $49,633 | $10,135+389.7% | $6,797+630.2% | $11,250+341.2% |